First home buyer

Conveyancing for first home buyers in NSW

Buying your first home in NSW comes with two government schemes that can save you tens of thousands of dollars.

We check your eligibility before you exchange, handle the paperwork at settlement, and make sure you claim everything you're entitled to.

First Home Buyers Assistance Scheme

$0 stamp duty on homes up to $800,000
Concession on homes $800,001 to $1,000,000
New and existing homes
Vacant land: full exemption up to $350,000
Must move in within 12 months of settlement

First Home Owner Grant

$10,000 for new homes
New homes only, never previously occupied
Purchase price up to $600,000
Land + build up to $750,000

First Home Buyer Conveyancing in NSW: How It Works

Step 1
Check your eligibility
We confirm which schemes you qualify for before you exchange, so there are no surprises at settlement.
FHBAS eligibility confirmed
First Home Owner Grant checked
Partner ownership history reviewed
Price thresholds verified against your contract
Step 2
Contract review
We read every clause and explain what it means before you sign — including your cooling-off rights as a first home buyer.
Identify risky or unusual clauses
Explain cooling-off rights in plain English
Flag anything worth negotiating
Same-day turnaround available
Step 3
Exchange
We manage the exchange so nothing is missed and you're fully protected before contracts become legally binding.
Co-ordinate with vendor's conveyancer
Confirm deposit & cooling-off period
Ensure all special conditions are met
Advise on pre-exchange negotiations
Step 4
Grant paperwork
We prepare and lodge your FHBAS and FHOG applications so everything is submitted correctly and on time.
Prepare FHBAS application
Lodge First Home Owner Grant claim
Liaise with Revenue NSW on your behalf
Confirm grant is applied at settlement
Step 5
Settlement
We manage settlement digitally through PEXA — so you get the keys without the last-minute stress.
Lodge title transfer with NSW Land Registry
Co-ordinate electronic funds transfer
Confirm settlement completion
Notify you the moment it's done
Ready to get started?
Get a free quote, upfront and no obligation.
(02) 7241 7773
admin@mypropertykit.com.au
Weekend availability for urgent contract reviews

We’ll check your eligibility and handle the paperwork.

So you can claim everything you're entitled to, and nothing gets missed.

Get a quote

Common questions

  • The FHOG is a $10,000 cash grant from the NSW Government for eligible first home buyers purchasing or building a new home. It applies to new homes valued up to $600,000, or house and land packages up to $750,000. It can be combined with the stamp duty exemption. We lodge the application on your behalf.

  • If your spouse or de facto partner has previously owned residential property anywhere in Australia, you may not be eligible for the First Home Buyers Assistance Scheme — even if they are not on the title of the property you're buying. This is one of the most common traps for first home buyers. Talk to us before you sign anything.

  • You may be eligible if you're purchasing a home for the first time, the property is valued at $800,000 or less, and you intend to live in it as your principal place of residence. If your spouse or de facto partner has previously owned property in Australia, you may not be eligible. We advise on eligibility as part of your conveyancing.

  • Under the First Home Super Saver Scheme (FHSSS), you may be able to withdraw voluntary super contributions to put towards your deposit. This is managed through the Australian Tax Office, not through your conveyancer — but we can point you in the right direction.