Conveyancing for first home buyers,
with every saving claimed.
We check your eligibility for stamp duty relief and the First Home Owner Grant before you exchange, review your contract and handle everything through to settlement. You'll know your price upfront.
Government support
Save thousands on your first home.
NSW has two schemes for first home buyers. We confirm which ones you qualify for before you exchange, so nothing is missed at settlement.
Stamp duty exemption
New and existing homesThrough the First Home Buyers Assistance Scheme.
- Pay no stamp duty on a home up to $800,000
- Pay reduced stamp duty on a home up to $999,999
- Vacant land is exempt up to $350,000, with reduced duty up to $449,999
- Move in within 12 months and live there for at least 12 months
First Home Owner Grant
New homesA $10,000 payment when you buy or build a brand new home.
- For a new home that no one has lived in
- Purchase price up to $600,000
- Up to $750,000 if you're building, including the land
- Claim it alongside the stamp duty exemption
Has your partner owned property before? It can affect your eligibility, even if they're not buying with you.
Check my eligibilityHow it works
Five steps to your first home
We handle the legal work and keep you updated, so you always know what's next.
- 1
Eligibility check
We confirm which schemes you qualify for before you exchange, including your partner's ownership history.
- 2
Contract review
We review the contract, explain what it means and flag anything worth negotiating.
- 3
Exchange
We manage the exchange, deposit and cooling-off period so you're protected.
- 4
Duty and grant
We apply your stamp duty relief and help with your grant so it's in place for settlement.
- 5
Settlement
We settle through PEXA and let you know the moment the keys are yours.
Common questions
First home buyer questions, answered.
Am I eligible for the stamp duty exemption?
You may be eligible if you're buying your first home in NSW, the property is valued at $800,000 or less, and you'll move in within 12 months and live there for at least 12 continuous months. Neither you nor your spouse or de facto partner can have owned residential property in Australia before. Homes from $800,001 to $999,999 may qualify for a concession. We check this before you sign.
What is the First Home Owner Grant?
It's a $10,000 NSW Government grant for eligible first home buyers purchasing or building a new home that hasn't been lived in. It applies to new homes up to $600,000, or up to $750,000 when you're building or buying house and land. It can be combined with the stamp duty exemption.
What if my partner has owned property before?
If your spouse or de facto partner has owned residential property anywhere in Australia, you may not be eligible, even if they're not on the title of the home you're buying. It's one of the most common traps for first home buyers, so talk to us before you sign.
Is there a cooling-off period?
Most private sales in NSW come with a five business day cooling-off period. If you pull out during it, you forfeit 0.25% of the purchase price. There's no cooling-off period at auction, so we review the contract before auction day.
Can I use my super for my deposit?
The First Home Super Saver Scheme may let you withdraw voluntary super contributions towards your deposit. It's managed through the Australian Taxation Office rather than your conveyancer, but we can point you in the right direction.
Your situation
Buying new, or bidding at auction?
Both come with extra steps for first home buyers. We make sure nothing gets missed.
Buying new or off the plan
New homes can qualify for the grant as well as stamp duty relief, but off-the-plan contracts need a careful review.
- Grant and duty eligibility confirmed
- Sunset and variation clauses explained
- Settlement timing planned with your lender
Buying at auction
There's no cooling-off period at auction, so the contract needs to be reviewed before you bid.
- Contract reviewed before auction day
- Special conditions explained in plain English
- Deposit and exchange handled on the day
Ready to buy your first home?
Tell us where you're up to and we'll send your price upfront, plus what you could save.